Introduction

The privacy policy of ApexOne is a legal document that explains how the company collects, uses, and protects the personal information of its customers.

This Privacy Policy is published by APEXOne Fintech Private Limited , a company incorporated under the Companies Act, 2013, having its registered office at 215, Parasan, Veerpur, Lakhimpur Kheri, Lucknow Zone, UP, India (CIN) U72900UP2022PTC164268 (hereinafter referred to as “Company” and/or “APEXONE” which term, unless repugnant to the context or meaning thereof, shall mean and include its directors, employees and associates to provide the privacy policy that will be applicable in the context of the APEXONE (hereinafter referred to as its "Application") and govern the persons downloading, signing up/registering on the Application and purchasing the financial products as presented by Financial Consultant through the Application (hereinafter referred to as "End Customer" ) or downloading signing up/registering and/or promoting financial products of Company’s clients products and services on the Application to the End Customer (hereinafter referred to as "Financial Consultant/Advisor/s") (End Customer and Financial Consultant/s shall collectively be referred to as "Users").

Company is engaged in the business of advertising the financial products on its Application to the Financial Consultants to enable them to promote the same to End-Customers. For More Information about the products please go through the application. 

 Here are some key details that may be included in ApexOne's privacy policy:

1. Information collection: The policy may outline what types of personal information ApexOne collects from its customers/Financial Consultants, such as Name, Mobile number, Email address, Address, Location, Pin code, Financial Information- Bank Details and Adhaar & Pan Details, other Basic details for KYC Compliance Purpose.

2. Information use: The policy may detail how ApexOne uses this personal information for internal purposes, such as to process transactions, improve customer service, and perform other business functions.

3. Information sharing: The policy may explain how ApexOne shares customer information with third parties, such as service providers, financial institutions, and government agencies.

4. Security measures: The policy may include information about the measures ApexOne takes to protect customer information from unauthorized access, use, or disclosure.

5. Opt-out options: The policy may provide options for customers to opt-out of certain types of marketing communications or data sharing.

6. Compliance with laws: The policy may outline how ApexOne complies with relevant laws and regulations related to customer privacy and data protection.

Purpose of collecting information While the specific purposes are covered above, the generic statement of purpose is as mentioned below:

To enable Financial Consultant/Financial and End Customer to use the Application

To enable the Financial Consultant/Advisor to withdraw the amount from the bank.

To facilitate the transactions or report on these transactions;

To undertake research and analytics for offering or improving the products/services and their security and service quality;

To check and process Advisor’s requirements or instructions or requests received from End Customers and/or Financial Consultant/Advisors in respect of the products.

To share with Financial Consultant/Advisor, updates on changes to the products/services and their terms and conditions including the Application’s terms and conditions.

To verify identity and to provide products to the Financial Consultant/Advisor.

To carry credit checks, screenings or due diligence checks as lawfully required by the Company.

To undertake financial/regulatory/management reporting, and create and maintain various risk management models.

To conduct audits and for record-keeping purposes.

To comply with the requirements of applicable laws/regulations and/or court orders/regulatory directives.

To allow Financial Consultants/Advisors to sign-up or set-up their account with Company.

To initiate legal action in case of breach by Financial Consultant/Advisor .

The Information is collected for Company to understand the kind of Financial Consultant/Advisor and End Customers accessing Company Application.

The Information is collected for Company to understand the Advisor and End Customer behaviour and to customize or modify or enhance its services accordingly.

The information is collected for the End Customers to explore and apply for Products listed on the Application.

It's important for customers to review the privacy policy carefully and understand how their personal information is being used and protected by ApexOne. If you have any questions about the company's privacy policy or practices, you can contact their customer support team for more information.

Note- Company reserves the right to update or modify all or any part of this Privacy Policy and such update or modification shall (unless specified otherwise) be effective from the date the same is published on the Application. However, Users are encouraged and advised to visit the Privacy Policy section from time to time to ascertain if any update or modification has been made to the same.

While Company has taken appropriate steps for the security and protection of Application, however, Company shall not be responsible for any breach of security or the disclosure of personal data for reasons outside its control, such as hacking, social engineering, cyber terrorism, espionage by third parties, or any events by way of force majeure such as sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war or acts of government.